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Health insurance is designed to protect policyholders from paying too much money to cover the cost of their medical expenses. Before choosing any health insurance plan, customers must decide upon the type of policy that will best suit their needs. Short-term health insurance is exclusively designed to provide health care coverage for people who fill a brief gap in their standard health coverage. These policies are usually available for terms of one to twelve months, though six-month term is the most popular choice. Short-term health insurance policies offer the same benefits to the policyholders as the standard ones. However, there might be some key differences among short-term and standard policies.